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You invest in a mutual fund by purchasing units of the fund. Think of it as owning houses in an estate. Just as house owners earn through rents, units also earn returns.

These returns come in two forms: periodic distribution and capital gains .

With periodic distribution, if the annual rate is 10%, for instance, you'll earn a daily breakdown of that on each unit you own. This can then be distributed on quarterly, bi-annual or annual basis. This applies majorly to mutual funds that invest in money market instruments like treasury bills. Such funds are generally low-risk

On the other hand, capital gains happen with changes in unit prices. For example, if you buy a unit at ₦500 and it changes to ₦560 within a day, it has gained 12%. This applies more to funds that invest in bonds and stocks. They are categorised as medium and high-risk funds.

Yes, mutual funds are safe to invest in as they are regulated. The Securities and Exchange Commission (SEC), which is the regulatory body for investments, oversees their operations.

In essence, they are legitimate investment channels. However, they are categorized according to the instruments they invest in. Examples of these instruments are treasury bills, stocks and bonds.

Also, a fund can be categorized low-risk, medium-risk or high-risk, depending on what they invest in. 

No! You do not need to refer any customer to register to be able to withdraw your earnings. You can withdraw your earnings anytime, anyday.

Withdrawals usually takes between 10 to 30 minutes to bank and 45 to 2hrs for crypto withdrawals depending on the network

Our payment partners are Flutterwave for Card deposit and Withdrawal. And Providus Bank for cash or bank transfer deposit and withdrawals.